Why consider short term car insurance instead of changing your main policy?
Ever tried adding someone to your regular car insurance for a weekend? That painful wait on hold, the awkward recalculations, the “admin fee” that appears out of nowhere? There’s an easier way, and it doesn’t involve endless paperwork or overcommitting to something you only need briefly.
Short term car insurance from Prudent Plus offers flexible cover for anything from an hour to a few weeks. It’s tailored for those moments life throws at you, like borrowing a mate’s car, moving house, or lending yours out for a few days.
Who might it suit?
- Borrowing a car: Need to drive someone else's vehicle? Sorted.
- Lending your car: Cover a friend without messing with your no-claims bonus.
- Test drives or car shopping: Drive before you commit, safely and legally.
- Visiting the UK: Got a foreign licence? You might still be able to get covered.
There’s a strange sense of power in knowing you’re covered, even for just a day. Like being able to drive off into the sunset without a care, except the odd pothole, of course.
It’s separate to your main policy (and that’s a good thing)
One of the clever things about short term cover is how it sits apart from your regular insurance. Had to make a claim? Your main policy stays untouched. No no-claims bonus sacrificed. No long-term impact. Just straightforward cover, when you actually need it.
How much might it cost?
Depends on the details, of course, your age, the car, the length of cover. But for a few hours or days, you might find yourself paying less than 100 pounds. Beats the cost of messing up your main policy or being uninsured (which, frankly, is just asking for trouble).
Peace of mind without the commitment
You're not signing up for anything long-term. No twelve-month contract hanging over your head. It’s quick to arrange, and you might even be covered within minutes. That’s less time than it takes to make a decent cup of tea.
Ready to hit the road?
Whether it’s for spontaneity, convenience, or just keeping things neat and separate, short term car insurance might be exactly what your situation needs. No pressure, but if you’re about to borrow a car or lend yours out, don’t leave it to luck.
Get a quote via Prudent Plus. You might thank yourself later.